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View video summaries of recent events at the Institute, with speeches from our keynote speakers. For more event reports, as well as other video productions from IEA Ghana, please visit our YouTube channel.

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Search, access and download documents from the entire IEA catalogue of research, opinion, policy papers, event transcripts⁠, and press releases.

New Publication:

High Lending Rates in Ghana: What is the Solution

When inau­gu­rat­ing the new Bank of Ghana Board on August 20, the President expressed
con­cern about the high lend­ing rates in the coun­try and the neg­a­tive impact on growth. He called
out the Board to address the prob­lem as a mat­ter of urgency. The Governor pledged the Board’s
com­mit­ment to take the nec­es­sary steps to address the issue.
We wish to recall that pri­or to 1983, inter­est rates — both lend­ing and deposit rates — were
con­trolled — lit­er­al­ly fixed — by the mon­e­tary and reg­u­la­to­ry author­i­ty (MRA). This kept lending
rates con­tained. In 1983, Ghana adopt­ed wide-rang­ing lib­er­al eco­nom­ic poli­cies under an
Economic Recovery Programme (ERP). Interest rates were dereg­u­lat­ed as part of the new liberal
policies. .….….….

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